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Affordable Care Act

Delaware sees 6.4 percent gain in health marketplace enrollment

12/26/2019

(Delaware Business Now) – Through Dec. 17, 23,981 Delawareans had signed up for 2020 coverage through the marketplace, an increase of 6.3 percent from a similar period last year, when a total of 22,562 people enrolled. Nationally, enrollment declined slightly to 8.3 million, or a drop of about 2.4 percent from 2018.

For those who enrolled by Dec. 17 and paid their first premium, coverage will begin Jan. 1, 2020.

“We are pleased that an increased number of Delawareans decided to buy coverage through Delaware’s Affordable Care Act health insurance marketplace,” Governor John Carney said. “Since the ACA was implemented, we have nearly cut the uninsured population in half in our state. That is another important step in moving us to a stronger and healthier Delaware.”

Under Delaware’s new reinsurance program, a portion of high-cost health care claims that drive up insurance rates for everyone will be reimbursed through a $27 million fund, using a mix of federal funding and assessments collected by the Delaware Department of Insurance from health insurance carriers. With the reinsurance program in place, the sole insurer on Delaware’s marketplace reduced premiums for 2020 on average by 19 percent. It was the first time that premiums declined since the marketplace opened for enrollment in 2013.

For 2020, Highmark Blue Cross Blue Shield of Delaware is the only insurer on Delaware’s marketplace, offering a total of eight plans for individuals and families – two gold plans, two silver, three bronze and one platinum. The metal categories are based on how enrollees choose to split the costs of care with their insurance company.

Two insurers – Delta Dental of Delaware, Inc., and Dominion Dental Services, Inc. – offer a total of 11 stand-alone dental plans.

Read the full story at delawarebusinessnow.com.


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