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Affordable Care Act

Delaware Health Insurance Marketplace enrollment open through Dec. 15


(Cape Gazette) – With the state’s new reinsurance program in place and premiums declining for the first time since Delaware’s Health Insurance Marketplace opened for enrollment in 2013, Delawareans are urged to take another look at marketplace plans during open enrollment for 2020 coverage, which started Nov. 1.

The 19 percent drop in rates is especially significant for Delawareans who are not eligible for financial assistance on the marketplace.

The seventh open enrollment period, in which people can renew coverage or sign up for a new plan for 2020, runs through Sunday, Dec. 15, at Coverage for enrollees who sign up by Dec. 15 and pay their first month’s premium will be effective Jan. 1.

“The reduction in rates for 2020 offers an important incentive to compare and shop for plans on our marketplace, especially for Delawareans who own small businesses, are independent contractors or don’t have access to health insurance through an employer,” said Gov. John Carney.

Under Delaware’s reinsurance program, a portion of high-cost healthcare claims that drive up insurance rates for everyone will be reimbursed through a $27 million fund, using a mix of federal funding and assessments collected by the Delaware Department of Insurance from health insurance carriers. The Delaware Health Care Commission will administer the program.

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